PROVIDING
HOMEOWNERSHIP

You have served and protected the American dream. Now, we want to make your dream of owning, or refinancing, a home a reality. Our experienced mortgage professionals are here to assist you with a VA loan.

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We will manage the entire application process – handling all the paperwork and overseeing your transaction from consultation through closing. At Silex, you can trust you will always receive personal attention and outstanding service.
Highlights of the VA Program:

Fixed Rate Mortgages

For 15, 20, 25 or 30 years

Gifted Funds For Costs

Down payment & closing may be gifted by relative

Seller Can Pay Closing

Seller can pay your closing costs

IRRR Loans

Interest Rate Reduction Refinance Loans - Reduce rate on existing VA loan without an appraisal

No Mortgage Insurance

No monthly mortgage insurance
requirement

Cash-Out Refinances

Cash-out refinances up to 100% of appraised value

Funding Fee Mobility

VA loan funding fee can be rolled into the loan amount

Unit Property Discounts

No money down on purchase of 1-4 unit properties, condos and townhomes

  • Earning Trust Through Experience


    Because Every Mortgage Is Different...

VA LOAN
REQUIREMENTS

To Qualify for a VA Loan
You Must:

Eligibility

Be an eligible veteran with available entitlement

Minimum Service

Meet minimum service requirements

Occupy The Home

Within a reasonable time frame after closing

Satisfactory Credit & Income

To meet mortgage payment & other obligations
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