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JUMBO MORTGAGES
Using Your Strong Credit
To Help Find Your Dream Home

FINANCING TO FIT YOUR NEEDS

SILEX PREMIERE

Silex Premiere is our exclusive jumbo loan product designed to finance luxury properties and homes in this highly competitive local real estate market.

WHAT IS A JUMBO MORTGAGE?

A jumbo loan is a type of financing that exceeds the limits set by the Federal Housing Finance Agency and cannot be purchased, guaranteed, or securitized by Fannie Mae or Freddie Mac.

JUMBO LOAN REQUIREMENTS

Because jumbo loans aren’t backed by the government, lenders are taking on more risk when they offer this type of loan. Know that you’ll need to meet some minimum requirements in order to qualify, including:
  • Proof Of Income: Come prepared with two years worth of tax documentation or similar paperwork to prove that you have a reliable, consistent source of income.

  • Credit Score & History: The higher, the better. There’s a very low probability that lenders will approve you for a jumbo mortgage if your credit score falls far below 700.

  • Assets: In addition to showing enough money for down payment and closing costs, you will also need to show sufficient reserves for future payments.

JUMBO LOAN BENEFITS

Selecting Silex Premiere’s Jumbo Mortgage Program will provide you with many benefits including:

Access

Access to multiple lender options that will get you the best program at the best rate

Service

Unparalleled customer service, driven by less bureaucracy

Speed

Speed to close - from application to closing in as little as 30 days

Seamless

Superior technology platforms to support a seamless process
  • Earning Trust Through Experience


    Because Every Mortgage Is Different...