• “This is the second time I used Joe and his team for our refinance; most recently to reduce my term to 15 years. With his experience and knowledge of mortgage markets, he was able to get us a rate that was lower than the local banks. We highly recommend him to all of our friends!”
B. Centrella, Westfield, NJ
• “My wife and I went to Silex Financial upon the recommendation of a friend for a construction loan. He made the process smooth, painless and very fast. He was able to get us the cash we needed for our renovation project.”
S. Russo, Westwood, NJ
• “Joe and his team expedited the processing of our loan faster than we ever thought possible…their level of service was second to none!”
B. Simeone, East Hanover, NJ
• “I think many have a misconception of a mortgage broker. Why deal with 10 different banks, 10 times the work in unfamiliar territory. These guys are professionals who have done their homework and are looking for ‘your’ best deal. Joe Racamato and Silex gave me the confidence to wait in a “down market” for the right time to strike my best deal. I would recommend him to friends and family.”
E. Postolowski, Oakland, NJ
• “Choosing to work with Silex Financial was one of the best decisions I made when buying my first home. Joe was a pleasure to work with, keeping me well informed on everything. I always knew current interest rates, and was able to lock in a fantastic rate because of his knowledge. His office staff was extremely organized and made navigating through all the paperwork a breeze. Working with such professionals made the entire mortgage process stress-free. I couldn’t have asked for a better experience.”
B. McDonnell, Oakland, NJ
• “Refinancing our mortgage with Silex Financial was easier than I could ever have imagined. From the initial Good Faith Estimate all the way through to closing -- which was done in the convenience of our own home -- everyone was incredibly patient, helpful, and professional. I would wholeheartedly recommend Silex Financial to anyone looking to refinance their home.”
M. Gann, Madison, NJ
• “It was truly a pleasure to work with a realistic, reliable and just helpful team at Silex. Melissa and Joe were excellent in providing the information we needed to make decisions, whether it was good or bad they found a way to really be proactive and facilitate any issue resolution and provide guidance to make our purchasing experience a wonderful one. Thank you so much Silex, I'm happy to recommend your company to anyone for their next home purchase."
Brenda Medina and Silvia Aponte, Hackensack
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