Residential
Residential services we offer
- Purchase and refinance of primary residence
- Jumbo loans
- Bankruptcy buyouts and foreclosure bailouts
- Debt consolidation loans
- Cash out for home improvement, investment, tuition, etc
- 100% USDA guaranteed rural housing loans
- Loans for Investment property and second homes
- Hard money loans
Types of Home Loans
Fixed Rate
Loan Features
- Predictable payments
- Fixed payments
- Protection against rising interest rates
Adjustable Rate
Loan Features
- Early term low monthly payments
- Qualification based on lower initial payment, so loan can be larger
- A variety of initial fixed rate options
Interest-Only
Loan Features
- Low monthly payments consisting only of interest for the first five or seven years
- Available with 1/1, 3/1, 5/1, and 7/1 adjustable rate loans
Jumbo Loan
Loan Features
- Mortgage amounts in excess of the conforming limit of $417,000 for a one-unit property Typically carry higher interest rates Also know as non-conforming loans
First Time Home Buyers |
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Loan Info