FHA Loans - Silex Financial Group

FHA Financing To Fit Your Needs

FHA Loans

Even if you don’t have a lot of money saved for a down payment or have less than perfect credit, there is a loan option that may allow you to move into your dream home. The mortgage professionals at Silex Financial can help you determine if you qualify for a Federal Housing Administration (FHA) mortgage. This type of home loan comes with many benefits and protections:

Easier to Qualify

Easier to Qualify

Because FHA insures your mortgage, lenders may be more willing to give you loan terms that make it easier for you to qualify.


Less than Perfect Credit

Less than Perfect Credit

You don't have to have a perfect credit score to get an FHA mortgage. In fact, even if you have had credit problems, such as a bankruptcy, it's easier for you to qualify for an FHA loan than a conventional loan.


Low Down Payment

Low Down Payment

FHA loans have a low 3.5% down payment and that money can come from a family member, employer or charitable organization as a gift. Other loan programs don't allow this.


Costs Less

Costs Less

FHA loans have competitive interest rates because the Federal government insures the loans. Always compare an FHA loan with other loan types.


Helps You Keep Your Home

Helps You Keep Your Home

The FHA has been around since 1934, and will continue to be here to protect you. Should you encounter hard times after buying your home, FHA has many options to help you keep you in your home and avoid foreclosure.


Loan Assistance from Application to Closing

Loan Assistance from Application to Closing

Silex’s mortgage professionals oversee every step of your loan process. From consultation to closing, we stay on top of your transaction to make sure everything goes smoothly and you are in the home of your dreams as quickly as possible.

Loan Resources

For answers to some common questions:

Call us today to learn how our loan professionals can help make your home buying dreams come true with an FHA loan.