Mortgage Brokers Who Get The Best Price and Close Fast

Our Team

Joseph (Joe) Racamato

Joseph (Joe) Racamato

President

is a 30 year veteran of the mortgage banking industry. He has extensive experience operating a retail mortgage banking operation originating all types of loan products. He also has spent many years working as a mortgage banker serving the needs of both residential and commercial clients. Mr. Racamato's ties to the New Jersey lending and mortgage banking community run deep and has always maintained his high standing by being involved in mortgage trade associations.


Ernest (Ernie) DeMarco

Ernest (Ernie) DeMarco

Vice President

is a Certified Public Accountant. Mr. DeMarco has owned and operated his private practice for more than 30 years in Hawthorne, NJ where the Company has located its headquarters. He is a highly respected member of the community and is an active member of both civic and political groups. His specialty is small business accounting and tax preparation as well as individual tax planning.


Heidi Bowman

Heidi Bowman

Vice President, Marketing and Business Development

Heidi has spent nearly 30 years in healthcare driving business transformation and product strategy for such global healthcare companies as Merck & Co, Express Scripts and Weight Watchers International. In 2017, Heidi decided to take her skill set and enter the financial services industry by joining the family business at Silex Financial.

Leveraging her extensive experience in helping drive business growth in existing and new markets, Heidi is responsible for building the Silex Financial brand with customers, lenders and strategic partners.


Scott Smith

Scott Smith

Director of Operations

with more than 10 years in the mortgage banking industry, Scott has extensive experience in processing and underwriting all types of residential, commercial and investment property loans. Scott’s customer centric approach to processing loans makes him extremely valuable in the loan origination process.


Robert Snyder (Bob the Broker)

Robert Snyder (Bob the Broker)

is a 13 year veteran in the mortgage banking industry. Bob has both wide product knowledge and an extensive realtor and professional network. He is recognized for his superior customer service – before, during and after the loan has closed. Bob is also a dedicated Board member of “Push to Walk,” a non for profit organization focused on providing individualized services to people with spinal cord injuries.


Anthony Puluse

Anthony Puluse

is a veteran mortgage loan originator serving his clients and community since 1995. Anthony is well respected in his local community as the “go to” for all types of residential and commercial loans and has broad product and network experience. Anthony and his family participates in several annual fund raising events to support education in general including “Anthony Rocks Autism” which is a family run fund raiser and he is a of member SEPAC (Special Education Advisory Committee of Hawthorne).


Gaganpreet (Preet) Singh

Gaganpreet (Preet) Singh

entered the real estate business in 2013, purchasing, rehabbing and managing investment properties. He then leveraged that experience and became a licensed mortgage loan originator in 2016. Preet’s combined interest and experience in buying/managing properties with mortgage lending expertise, enables him to provide his clients with a unique and valuable perspective.


Melissa Post

Melissa Post

is a licensed mortgage loan originator with 22 plus years experience in the mortgage industry. She is also the first Certified Divorce Lending Professional in NJ. As a respected professional, Melissa is dedicated to providing every client with the highest level of service and is passionate about finding the right lender, with the right program, for each and every client.


James (Jim) P Christopoulos

James (Jim) P Christopoulos

brings over 35 years of FHA lending experience and has earned a very favorable reputation among seniors as a knowledgeable advisor in the reverse mortgage area. His ability to connect and become a strong advocate for his clients allows him to put his clients at ease before, during and after closing. Jim is one of the few Certified Reverse Mortgage Specialists in New Jersey, earning this special designation from the National Reverse Mortgage Lenders Association after rigorous hours of coursework and examinations.


Cosmo Rizzo

Cosmo Rizzo

has more than 15 years of experience in providing residential home financing. Throughout his career he has earned a fine reputation as a mortgage loan originator who focuses on the best interests of his clients, and has built a solid referral business as a result.


Saurav Khosla

Saurav Khosla

is the newest member of the Silex team, joining us in 2017. He brings with him vast experience in purchasing and managing investment properties and presents that same enthusiasm to his clients benefit. Prior to that he worked in real estate acquisitions, identifying commercial and high rise investment opportunities. This experience has prepared Saurav to assist his residential and commercial clients with their financing needs.